Incredible 0 Credit Transfer Ideas. Web whether you use a 0% apr credit card for a large purchase, emergency expenses or a balance transfer, here are some tips to help you maximize your savings:. Web with a 0% balance transfer you get a new card to pay off debt on old credit and store cards, so you owe it instead, but at 0% interest.

Web pros and cons of 0% balance transfer credit cards; 18.24%, 24.74%, or 29.99% variable apr thereafter;. It’s usually 3% to 5% of the amount you transfer.